Fixed Rate Mortgages

Pay the same interest rate throughout the entire term. 

2 year RDS%rate[1].fixed_rate.Published(2_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 2.89%1
3 year RDS%rate[1].fixed_rate.Published(3_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 2.69%2
4 year RDS%rate[1].fixed_rate.Published(4_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 2.69%3
5 year RDS%rate[1].fixed_rate.Published(5_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 2.74%4
7 year RDS%rate[1].fixed_rate.Published(7_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% --
10 year RDS%rate[1].fixed_rate.Published(10_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% --

Variable Rate Mortgages

Your payments change as prime rates go up and down.

5 year RDS%rate[1].variable_rate.Published(5_year,NA-99999.99,variable_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 3.20%5

Cashback Mortgages

Get a great rate and cash in your pocket.

5 year 1.5% 5.49%
5 year 2% 5.59%
5 year 3% 5.89%
5 year 5% RDS%rate[1].5_percent_cash_back.Published(5_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%%
7 year 4% 6.44%
7 year 5% RDS%rate[1].5_percent_cash_back.Published(7_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%%
10 year 5% RDS%rate[1].5_percent_cash_back.Published(10_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%%

Rates subject to change without notice.

Minimum amount for a Simplii Financial™ mortgage is $35,000.00. Mortgages are subject to credit approval. Some conditions and restrictions apply. 

Convertible Mortgages

A short term that lets you convert to a long-term fixed rate at any time.

6 month RDS%rate[1].convertible.Published(6_month,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%%
12 month RDS%rate[1].convertible.Published(12_month,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%%

Rates subject to change without notice.

Discontinued mortgage products

These mortgages are no longer offered by Simplii.

 
  Starter Mortgage Fixed Plus Mortgage Fundamental Mortgage
2 year RDS%rate[1].fixed_rate.Published(2_year,undefined,fresh_cut_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% RDS%rate[1].fixed_rate.Published(2_year,undefined,pc_points_plus_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 3.34%
3 year RDS%rate[1].fixed_rate.Published(3_year,undefined,fresh_cut_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% RDS%rate[1].fixed_rate.Published(3_year,undefined,pc_points_plus_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 3.84%
4 year RDS%rate[1].fixed_rate.Published(4_year,undefined,fresh_cut_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% RDS%rate[1].fixed_rate.Published(4_year,undefined,pc_points_plus_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 4.34%
5 year RDS%rate[1].fixed_rate.Published(5_year,undefined,fresh_cut_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% RDS%rate[1].fixed_rate.Published(5_year,undefined,pc_points_plus_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 4.94%
7 year RDS%rate[1].fixed_rate.Published(7_year,undefined,fresh_cut_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% RDS%rate[1].fixed_rate.Published(7_year,undefined,pc_points_plus_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%.% 5.34%
10 year RDS%rate[1].fixed_rate.Published(10_year,undefined,fresh_cut_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% RDS%rate[1].fixed_rate.Published(10_year,undefined,pc_points_plus_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%% 6.20%

Rates subject to change without notice.

Prime Rate: RDS<%rate[2].treasury.Published(undefined,undefined,prime_rate,undefined-undefined-undefined-undefined-undefined)(#OX2#)%>%

Effective date: RDS%effective[2].treasury.Published(undefined,undefined,prime_rate,undefined-undefined-undefined-undefined-undefined)(#M# #d#, #Y#)%

† Rate based on CIBC prime, Prime means the variable interest rate declared by CIBC from time to time to be the CIBC prime rate for Canadian Dollar loans made by CIBC in Canada. CIBC prime rate is subject to change. Your rate will vary whenever CIBC prime rate varies or whenever we change your variable interest rate in our sole discretion.