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How much money could you earn?

Get your dream home and a cash back bonus to match. Based on what you borrow, there could be a reward for you:

$100,000 to $299,999

$750

$300,000 to $499,999

$950

$500,000 to $749,999

$1,750

$750,000 or more

$2,250

How it works

Complete the following steps and you could get up to $2,250! Here's how:

Apply for an eligible Simplii™ Mortgage.

Set up and make pre-authorized mortgage payments from an existing or new chequing account.

to get up to the total of $2,500 when you:

Transfer your payroll or pension direct deposits into your chequing account. Need a hand? Learn howto switch your payroll or pension direct deposits.

Apply and are approved for a credit card. Eat, drink and get cash back with the Simplii Financial™ Cash Back Visa* Card. Already have one? Then no worries, you’re all set.

A house

How much can I afford?

A house is a home, no matter the size. Use our calculator to help you stay on budget.

Rates††

Lock in a great rate with Simplii's 120-day guarantee^.

Special rate
3.34%** (3.36% APR)

Posted rate: 4.99%

Get a flexible rate that can help you save money on interest payments over time. 

Posted rate
3.95%


The offer is only available for 5-year term mortgages. Looking for a different term? Learn moreabout Simplii mortgage rates

Got questions about rates? Give us a call at 1-866-674-5612 — we're here to help.

Why Simplii?

A woman on her phone

Dedicated specialists that can provide support

Work with our dedicated mortgage specialists who can help you every step of the way.

A couple uses their tablet

Great rates

Great interest rates mean you keep your money where it belongs, your wallet. 

A child with a piggy bank

Flexible repayment options

Pay your way with flexible repayment options including weekly, bi-weekly, monthly or semi-monthly.

Did you know?


 

Did you know when you transfer your mortgage to Simplii, we'll pay the appraisal fee? Just another perk of banking with us.

Mortgage 101

Buying your first home? Our simple guide can help. 

step 1. Get pre-approved

Tell us all about yourself including some personal and employment information and what you owe.

step 2. Apply

Apply online or give us a call at 1-866-674-5612. Don't worry, you're not on your own. We've got dedicated mortgage specialists who can help.

step 3. Make it official

Meet with your lawyer to sign mortgage papers. Your lawyer arranges the payment to the seller and property registration.

step 4. Get your keys and move in

Congratulations! We'll send you a welcome package with everything you need to know about your mortgage.

step 1. Get pre-approved

Tell us all about yourself including some personal and employment information and what you owe.

step 2. Apply

Apply online or give us a call at 1-866-674-5612. Don't worry, you're not on your own. We've got dedicated mortgage specialists who can help.

step 3. Make it official

Meet with your lawyer to sign mortgage papers. Your lawyer arranges the payment to the seller and property registration.

step 4. Get your keys and move in

Congratulations! We'll send you a welcome package with everything you need to know about your mortgage.

Ready to get started

Whether you're switching your mortgage or it’s your first place, we'll be there to help. Answer a few quick questions and one of our dedicated specialists will be in touch.