Borrowing | Simplii Financial

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Lines of credit and loans

Find a simple borrowing option that works best for what you need.

Secured Line of Credit

Borrow what you need and only pay interest on what you use
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You could get $150 cash back when you open and use a Secured Line of Credit

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You get easy and flexible repayment options to choose from

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Personal Line of Credit

Flexible borrowing option that allows access to funds when you need them
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Free unlimited Interac^® Debit transactions, bill payments, withdrawals and cheques
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Get what you need with simple low monthly repayment options

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Personal Loan

Consistent payments that make it easy to budget
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Good for consolidating your high interest debt
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You can prepay some or all of your loan amount anytime you want with no penalty

Learn more

To apply, sign in to your online banking or call 1-888-723-8881

As of November 1, 2017, our product names have changed:

Former Product Name	Simplii Product Name
RRSP - Prime Rate Loan	Simplii Financial™ RRSP Loan
Low Cost Borrowing Account	Simplii Financial™ Personal Line of Credit
Secured Borrowing Account	Simplii Financial™ Secured Line of Credit
All Purpose Loan	Simplii Financial™ Personal Loan