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Special mortgage ratesⓘ
| 2-year fixed | 5.89% | 5.89% |
| 3-year fixed | 5.74% | 5.74% |
| 4-year fixed | 5.59% | 5.59% |
| 5-year fixed | 5.49% | 5.49% |
| 5-year variable | 6.55% | 6.55% |
Rates subject to change without notice.
Annual Percentage Rate (APR) means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
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High-ratio mortgages
If your down payment is less than 20% of the property value, your mortgage is high-ratio and you need to buy mortgage default insurance.
Fixed-rate mortgages
Pay the same interest rate throughout the entire term.
Convertible mortgages
A short term that lets you convert to a long-term fixed rate at any time.
Discontinued mortgage products
These mortgages are no longer offered by Simplii.
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