"Simplii Financial” is a division of CIBC. Banking services are not available in Quebec.
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§ Special rates apply only to new mortgages of owner-occupied properties with an amortization of 25 years or less. Annual Percentage Rate (APR) is based on a new $400,000 mortgage for the applicable term and a 25-year amortization assuming a Property Valuation Fee of $300. Rates shown for the applicable term are Simplii Financial’s special discounted rates and are not posted rates of Simplii Financial. Offer may be changed, withdrawn or extended at any time, without notice. Offer cannot be combined with other offers and is not available on variable rate, cashback fixed rate mortgages, existing Simplii Financial mortgages or mortgage renewals.
APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
§§ Cashback offer cannot be combined with any other offer. You must repay the entire Cashback Amount to us at the time of amendment, discharge, payout, transfer, assignment, refinance, port, assumption, conversion, early renewal, or sale under power of sale or foreclosure. Cashback offer is not transferable and is available only on 5, 7 or 10 year closed, fixed rate mortgages. Offer may be limited or cancelled at any time and cannot be combined with other offer(s). Other conditions apply; ask for details.
1 2.93% APR
2 2.72% APR
3 2.71% APR
4 2.76% APR
5 3.22% APR