Special mortgage rates

2 year fixed 2.01% 2.05%
3 year fixed 1.99% 2.02%
4 year fixed 1.94% 1.96%
5 year fixed 1.99% 2.01%
5 year variable 1.75% 1.77%

Rates subject to change without notice.

Annual Percentage Rate (APR) means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.

Learn about prepayment charges

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Learn about mortgages

High-ratio mortgages

If your down payment is less than 20% of the property value, your mortgage is high-ratio and you need to buy mortgage default insurance.

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Fixed-rate mortgages

Pay the same interest rate throughout the entire term.

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Variable-rate mortgages

Your payments change as prime rates go up and down.

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Cashback mortgages

Get a great rate and cash in your pocket.

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Convertible mortgages

A short term that lets you convert to a long-term fixed rate at any time.

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Discontinued mortgage products

These mortgages are no longer offered by Simplii.

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