No monthly fees. Great rates. As simple as that.^TM

Looking for a sweet deal?

Check out our special offers for perks like bonus cash and special rates.

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Welcome to Simplii Financial™

What can we help you find?

All the perks, none of the fees

We make banking simple

Bank with us anytime, anywhere. Manage your money online, on your phone or at any CIBC ATM with no monthly fees.

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No-fee daily banking

Life's busy. Keep things simple and enjoy no-fee daily banking without a minimum balance.

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Load up on special offers

Get the most out of your banking with special perks.

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Earn up to 10% cash back when you order in

For your first 4 months, enjoy up to 10% bonus cash back^† on eligible food take-out and delivery up to $500 spend. Get 4% cash back after that.

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Digital banking simplifies life

Bank your way — any time, anywhere. Use mobile and online banking to fit your lifestyle. Manage your accounts, apply for products and tap and pay with your phone. It's really that easy.

Send money with Interac e-Transfer^®

Send money internationally

Pay with mobile payment

Order foreign cash

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More ways to bank simply

New to Canada? We'll get you started.

Choose no-fee daily banking with our New to Canada Banking Program. Apply for a No Fee Chequing Account and Cash Back Visa* Card before you arrive or once you’re here, all in one application.

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Living Simplii

Live a life less complicated. Get tips on how to simplify your life, get answers to your money questions, stay on top of the latest headlines and catch up on what's going on at Simplii.