Access low cost, flexible borrowing for the things you want

If you own your home, a Secured Line of Credit may be right for you even if your mortgage is not with us.

Interest rates are variable and will change according to the prime interest rate. VIP rates are applicable if you have a a mortgage with us.

More benefits

Get help from our expert lending team.

Make transfers with Interac e-Transfer®, bill payments, debit transactions, withdrawals at CIBC ATMs and write cheques from your Secured Line of Credit for free.

Access your Secured Line of Credit through the Simplii Financial Mobile Banking App, online banking, CIBC ATMs or just use your linked debit card.

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We'd love to help you, no strings attached

Our lending specialists will take the time to understand your financial situation and give you the best options. Whether you want to chat about rates or ask for advice, they're always available to help.

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You may experience longer than normal wait times due to a higher volume of calls.