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Access low-cost, flexible borrowing with the benefits of a chequing account
Write cheques and make ATM withdrawals. Only pay interest on the funds you use, and any amount you repay is accessible to you again without reapplying.
A dedicated Mortgage Specialist will be assigned to discuss your application and will be there to assist you with any questions you may have, every step of the way.
Want a line of credit that isn’t secured against your property? Check out our personal line of credit.
If you own your home, a secured line of credit may be right for you.
Our secured line of credit gives you the freedom to expect the unexpected, turn that home renovation dream into a reality or even consolidate high cost debt, while getting all the benefits you expect from a chequing account.
We'd love to help you, no strings attached
Our lending specialists will take the time to understand your financial situation and give you the best options. Whether you want to chat about rates or ask for advice, they're always available to help.
More benefits
A single account for all your borrowing and transacting needs
Add your payroll so that your unused cash pays down your debt immediately
Pay bills, make transfers with Interac e-Transfer®, withdraw money at CIBC ATMs and send money globally for free
Access your account through your debit card, Simplii Mobile App, online banking or any CIBC ATM
Want to apply for a Secured Line of Credit?
You can apply by signing on to online banking.