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We’re here to help with whatever you need. Tell me moreabout how Simplii Financial is here to help during this difficult time.
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Home buying
Build your mortgage knowledge, find out what you can afford, compare rates and learn how to apply.
Mortgage transfers
Learn how easy it is to switch to Simplii™. Let us help you simplify your mortgage and save money, too.
Your Simplii mortgage
Get closer to being debt free when you renew or refinance your mortgage. Check out your prepayment options, too.
Special offer Get our best rates and earn up to $3,000 cash back† when you buy a new home or move your mortgage. Tell me more about this cash back offer.
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Mortgage Specialist
Mortgage Specialist
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Check out our mortgages
Fixed-rate mortgages
When to choose fixed
- You want the comfort of a predictable monthly payment
- You want the options of 2- to 10-year terms
- You want peace of mind by locking in a specific mortgage term and rate
Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.
Variable-rate mortgages
When to choose variable
- You're comfortable knowing that your payment amount may change if interest rates change
- You want the option to convert to fixed if rates go up
- You think interest rates won't increase
Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.
Annual Percentage Rate (APR) is the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
Use our helpful calculators
Unsure of what home price you can afford? Let's figure it out.
Need to know what your payments could be? Check out your options.
Want to pay off your mortgage? Estimate your prepayment charges.
We'd love to help you, no strings attached
Our mortgage specialists will take the time to understand your financial situation and give you the best options. Whether you want to chat about rates or ask for advice, they're always available to help.