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Home buying

Build your mortgage knowledge, find out what you can afford, compare rates and learn how to apply.

Mortgage transfers

Learn how easy it is to switch to Simplii™. Let us help you simplify your mortgage and save money, too.

Your Simplii mortgage

Get closer to being debt free when you renew or refinance your mortgage. Check out your prepayment options, too.

 Special offer  Get up to a $3,000 cash bonus when you buy a new home or switch your mortgage to Simplii.  Tell me more

Get to know our mortgage specialists

Mortgage Specialist

Mortgage Specialist
Mortgage Specialist

Want to talk? Our mortgage specialists will get back to you within one business day.  Request a callOpens a new window in your browser.

Check out our mortgages

Fixed-rate mortgages


Special rate 


(APR 2.09%)

High-ratio rate 


When to choose fixed

  • You want the comfort of a predictable monthly payment
  • You want the options of 2- to 10-year terms
  • You want peace of mind by locking in a specific mortgage term and rate

Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.

Variable-rate mortgages


Special rate 


(APR 1.82%)

High-ratio rate 


When to choose variable

  • You're comfortable knowing that your payment amount may change if interest rates change
  • You want the option to convert to fixed if rates go up
  • You think interest rates won't increase

Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.

Annual Percentage Rate (APR) is the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.

Use our helpful calculators

Unsure of what home price you can afford? Let's figure it out.

Mortgage affordability calculator

Want to pay off your mortgage? Estimate your prepayment charges.

Mortgage prepayment charge calculator

We'd love to help you, no strings attached

Our mortgage specialists will take the time to understand your financial situation and give you the best options. Whether you want to chat about rates or ask for advice, they're always available to help.