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Home buying
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Mortgage transfers
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Your Simplii mortgage
Get closer to being debt free when you renew or refinance your mortgage. Check out your prepayment options, too.
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Check out our mortgages
Fixed-rate mortgages
When to choose fixed
- You want the comfort of a predictable monthly payment
- You want the options of 2- to 10-year terms
- You want peace of mind by locking in a specific mortgage term and rate
Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.
Variable-rate mortgages
When to choose variable
- You're comfortable knowing that your payment amount may change if interest rates change
- You want the option to convert to fixed if rates go up
- You think interest rates won't increase
Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.
Annual Percentage Rate (APR) is the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
Use our helpful calculators
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Our mortgage specialists will take the time to understand your financial situation and give you the best options. Whether you want to chat about rates or ask for advice, they're always available to help.