Check out our mortgages

Fixed-rate mortgages


Special rate 


(APR 5.49%)

High-ratio rate 


When to choose fixed

  • You want the comfort of a predictable monthly payment
  • You want the options of 2- to 10-year terms
  • You want peace of mind by locking in a specific mortgage term and rate
  • You want a 120-day mortgage rate guarantee

Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.

Variable-rate mortgages


Special rate 


(APR 6.55%)

High-ratio rate 


When to choose variable

  • You're comfortable knowing that your payment amount may change if interest rates change
  • You want the option to convert to fixed if rates go up
  • You think interest rates won't increase

Applies to new mortgages of owner-occupied properties with an amortization of 25 years or less.

Annual Percentage Rate (APR) is the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.

We'd love to help you, no strings attached

Our mortgage specialists will take the time to understand your financial situation and give you the best options. Whether you want to chat about rates or ask for advice, they're always available to help.

Bring a friend. Earn $500. Repeat.

You and a friend could both earn cash when they open a Simplii mortgage or another eligible account with your unique Refer a Friend mortgage code. The best part — there’s no limit to the bonus cash you can earn! So share your link and get rewarded.

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Value added services

Use our helpful calculators

Not sure of what home or property price you can afford? Let's figure it out.

Need to know what your payments could be? Check out your options.

Want to pay off your mortgage sooner? Estimate your prepayment charges.

What would you like to explore?

Home buying

Build your mortgage knowledge, find out what you can afford, compare rates and learn how to apply.

Start your journey

Mortgage transfers

Learn how easy it is to switch to Simplii™. Let us help you simplify your mortgage and save money, too.

Why make the switch

Your Simplii mortgage

Get closer to being debt free when you renew or refinance your mortgage. Check out your prepayment options, too.

Explore your options

Special mortgage programs

Whether you've graduated from medical school or you’re starting a new life in Canada, our special mortgage programs are tailored to you. Make your home purchase a reality.

Explore your options

Get to know our mortgage specialists

Mortgage Specialist

Mortgage Specialist

Mortgage Specialist

Want to talk? Our mortgage specialists will get back to you within one business day. Request a call Opens in a new window.

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