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Simplii Financial™ Cash Back Visa* Card
Join the Canadians getting the richest no fee cash back Visa cardⓘ
Great rewards
No annual fee
Additional cardholders
Calculate your cash back
Earn 4%on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year.1
Earn 1.5%on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year.1
Earn 0.5%on all other credit card purchases with no limit on how much you can earn.1
$324 per year‡ + welcome offer
Ready to reward yourself?
Bring a friend. Earn $50. Repeat.
You and a friend could both earn $50 your friend gets our Cash Back Visa* Card or another eligible product with your unique referral link. The best part — there’s no limit to the bonus cash you can earn! So share your link and get rewarded.ⓘ
More reasons to love this card
Paying online is easy, smart and secure. No more entering 16-digit card numbers, looking up passwords or filling out forms to make online purchases. Just look for this icon to click to pay online. For more information, visit Visa Opens a new window in your browser..
NEW
Get cash back when you send a Simplii Financial Global Money Transfer and pay using your Cash Back Visa Card. There are no transaction fees and you won’t be charged interest, as long as you pay your balance by the payment due date.ⓘ
Stay secure with chip and pin technology. Get real-time fraud alerts by email, text and phone about suspicious activity on your credit card.
Add your credit card to your mobile wallet and pay with Apple Pay, Google Pay™ or Samsung Pay®.
Build your credit history in Canada with us
Get up to a $10,000 credit limit when you apply for our credit card through the New to Canada Banking Program. Pay no annual fee and earn cash back on your moving expenses and new bills.
Rates, fees and eligibility
Verify your identity with ease
NEW Digital banking has never been so simple. Now with Document Verification by Verified.Me you can verify your identity safely from the comfort of your own home.
Coverage
Included
Protect your purchases with double the manufacturer’s warranty, up to one additional year.
Optional EXTRA
Helps you pay your credit card in times of need, like involuntary job loss, disability, critical illness or if you were to pass away.
CIBC Payment Protector Insurance for Credit Cards (PDF, 770 KB) Opens a new window in your browser.
CIBC Payment Protector™ Insurance for Credit Cards is an optional creditor’s group insurance underwritten by Canadian Premier Life Insurance Company (Canadian Premier) and administered by Canadian Premier and CIBC. For more information, go to canadianpremier.caOpens a new window in your browser. or call toll-free at 1-800-893-2862Opens your phone app..
Optional EXTRA
Enjoy your trip more knowing you have insurance protection in the event of an emergency.
Learn about CIBC Travel Medical InsuranceOpens a new window in your browser.
Get the Simplii Financial Cash Back Visa Card.
Not a client yet? Learn moreabout becoming a Simplii client. Opens a popup.
Have questions?
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