Our cash back Visa* card has no fees and all the perks
Use your card anywhere Visa* is accepted, whether it’s in person or online.
Dine at restaurants, fill your gas tank, buy groceries — there's no limit to the total cash back you can earn.ⓘ
Skip the interest if you can pay your balance in full on time every month.
Tip: your payment due date is 21 days from your monthly statement date, and making those monthly payments on time can help you avoid any interest-rate increases.
Want to use a cash advance, balance transfer or convenience cheque? Interest is always charged on these, so our unsecured personal line of credit may be a more budget-friendly fit.
No annual fee — seriously.
Get all the benefits of the Simplii Financial™ Cash Back Visa* Card with no annual fee.
Get additional cardholders
Add up to 3 additional cardholders and earn cash back faster. Don't worry, you can set spending limits.ⓘ
Calculate your cash back
$324 per year‡ + welcome offer
Perk up with these great offers
Get 9.99% introductory annual interest on purchases for the first 3 months.ⓘ And get 19.99% after that.
For your first 3 months with a Simplii Financial Cash Back Visa* Card, enjoy 20% cash backⓘ on eligible gas, groceries, drugstore purchases and pre-authorized payments. Up to $500 spend.
Bring a friend. Earn $125. Repeat.
Earn $125 each time a friend opens a No Fee Chequing Account or another eligible account using your unique referral link. Share your link and spread the word — your friends will get $50 too.ⓘ
More reasons to love this card
Paying online is easy, smart and secure. Just look for this icon for click to pay. For more information, visit Visa Opens a new window in your browser..
Get cash back when you send a Global Money Transfer and pay with your Visa* Card. There are no transaction fees, and you won’t be charged interest if you pay your balance by the payment due date.ⓘ
Get real-time fraud alerts by email, text and phone about suspicious activity on your credit card.
Add your credit card to your mobile wallet and pay with Apple Pay, Google Pay™ or Samsung Pay®.
Build your credit history in Canada with us
Get up to a $10,000 credit limit when you apply for our credit card through the New to Canada Banking Program. Pay no annual fee and earn cash back on your moving expenses and new bills.
Rates, fees and eligibility
Verify your identity with ease
NEW Digital banking has never been so simple. With Interac® document verification service, you can verify your identity safely from the comfort of your own home.
Protect your purchases with double the manufacturer’s warranty, up to one additional year.
Insurance Certificate for Purchase Security and Extended Protection Insurance (PDF, 100 KB) Opens in a new window.
Enjoy your trip more knowing you have insurance protection in the event of an emergency.
Learn about CIBC Travel Medical InsuranceOpens a new window in your browser.
Get the Simplii Financial Cash Back Visa* Card.