Great rewards

No annual fee

Additional cardholders

Your estimated rewards: 354 dollars for the first year.

$324 per year‡ + welcome offer

Check out faster online

Skip entering your payment and shipping details. Sign up for Visa Checkout* to save time when you shop online.

Shop securely

Stay secure with chip and pin technology. Get real-time fraud alerts by email, text and phone about suspicious activity on your credit card.

Pay with your phone

Add your credit card to your mobile wallet and pay with Apple Pay, Google Pay™ or Samsung Pay®.

Annual fee (for primary cardholder and up to 3 additional cards)

Purchase interest rate3

interest rate3

Minimum annual household income



Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Insurance Certificate for Purchase Security and Extended Protection Insurance (PDF, 100 KB)Opens a new window in your browser. 

Optional EXTRA

Helps you pay your credit card in times of need, like involuntary job loss, disability, critical illness or if you were to pass away.

CIBC Payment Protector Insurance for Credit Cards (PDF, 770 KB) 

Optional EXTRA

Enjoy your trip more knowing you have insurance protection in the event of an emergency.

Learn about CIBC Emergency Travel Medical InsuranceOpens a new window in your browser.