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Important information! If you accepted a promotional interest rate offer or have a loan or GIC set to renew, we will send notices 21 and 5 days before expiry. Notices are usually sent via email if you’ve provided us with your email address. You can update your delivery preferences at any time by using the chat feature or calling us.
Personal Loan
A simple way to borrow
Enjoy peace of mind repaying the loan with fixed monthly payments over a predetermined period, or prepay your loan at any time without penalty.
Take advantage of competitive fixed interest rates and variable interest rates.
Use it to consolidate your high interest debt or for purchases like a car.
Want to apply for a personal loan?
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Creditor Insurance
If you are unable to make your personal line of credit payments because of job loss, disability or death, Creditor Insuranceⓘ can help protect you and your family. You can insure your personal line of credit with one or all three types of coverage.
Visit the Creditor Insurance page to learn more and review our rates.
To add Creditor Insurance to your personal line of credit, please call 1-888-723-8881Opens your phone app..
Interest Rates
Fixed Rate Loan
Simplii Financial offers competitive fixed interest rates on the Personal Loan. Your rate will depend on your credit position. Talk to us today to find out more. Please contact us at 1-888-723-8881Opens your phone app. for more information.
Variable Rate Loan
Simplii Financial offers competitive variable interest rates on the Personal Loan. Your rate will depend on your credit position and is based on primeⓘ. Talk to us today to find out more. Please contact us at 1-888-723-8881 Opens your phone app. for information about our variable rate loans.