Accessibility links
Important information! If you accepted a promotional interest rate offer or have a loan or GIC set to renew, we will send notices 21 and 5 days before expiry. Notices are usually sent via email if you’ve provided us with your email address. You can update your delivery preferences at any time by using the chat feature or calling us.
A simple way to borrow
Use it to consolidate your high interest debt or for purchases like a car.
Take advantage of competitive fixed interest rates and variable interest rates.
Enjoy peace of mind repaying the loan with fixed monthly payments over a predetermined period, or prepay your loan at any time without penalty.
Only want access to borrowed funds when you need them? Check out our personal line of credit. Unlike a personal loan, a line of credit lets you write cheques and make ATM withdrawals, and you only pay interest on the funds you use.
Want to apply for a personal loan?
You can apply by signing onto your online banking or call us at 1-888-723-8881 Opens your phone app..
More on borrowing
Creditor Insurance
If you are unable to make your personal line of credit payments because of job loss, disability or death, Creditor Insuranceⓘ can help protect you and your family. You can insure your personal line of credit with one or all three types of coverage.
Visit the Creditor Insurance page to learn more and review our rates.
To add Creditor Insurance to your personal line of credit, please call 1-888-723-8881 Opens your phone app..
Interest Rates
Simplii Financial offers competitive fixed interest rates on the Personal Loan. Your rate will depend on your credit position. Talk to us today to find out more. Please contact us at 1-888-723-8881 Opens your phone app. for more information.
Simplii Financial offers competitive variable interest rates on the Personal Loan. Your rate will depend on your credit position and is based on primeⓘ. Talk to us today to find out more. Please contact us at 1-888-723-8881 Opens your phone app. for information about our variable rate loans.