It's simple. With a no-fee chequing account, you get free daily banking.

No monthly fees with no minimum balance

Free daily banking: unlimited debit purchases, bill payments & withdrawals

Send money using free Interac e-Transfer®  transactions 

Free access to over 3,400 CIBC ATMs across Canada

Other benefits and features

$0.00 - $1,000.00


$1,000.01 - $5,000.00


$5,000.01 - $10,000.00


$10,000.01 - $25,000.00


$25,000.01 and up


Interest is calculated by multiplying the daily interest rate for each tier by the portion of the daily closing balance in that tier.

Rates subject to change without prior notice.

Overdraft Interest Rate

On all overdraft balances


A monthly charge will apply when you use this service, in addition to a fixed interest rate on overdraft balances.

Sometimes you need more than day-to-day banking. Check out our Costs for special requests and additional items in the Products and Services Agreement, to find what you need.

Have questions?

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