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No risk, more reward
Contributions are tax-deductible, but when you withdraw any funds, the amount is taxable unless, for example, you are eligible to use the funds as a first-time home buyer.
Withdrawals are considered as income and may impact amounts you receive from income-tied government benefits or credits.
Withdrawals from a Tax-Free Savings Account are not considered as income and do not impact amounts you receive from income-tied federal government benefits or credits.
Save for your future easily with high interest rates
- Great interest rates
- Risk-free: your principal and interest are always guaranteed
- No minimum deposits or balances needed to open your account
Ready to open an RRSP account?
If you’re already a Simplii client, then just sign on to online banking and apply now. If you’re new to us, then open a No Fee Chequing Account, High Interest Savings Account or Cash Back Visa Card before applying for an RRSP.
Join Simplii today!
Interest rates
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Interest is calculated on the daily closing balance and is paid into your account monthly.
Rates subject to change.