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Keep more money with no-fee daily banking
Make unlimited transactions with the Simplii Financial™ No Fee Chequing Account. Avoid the monthly fees so you can focus on settling down.
Collect credit card rewards with no annual fee
Cover moving expenses and help build your credit in Canada with the Simplii Financial™ Cash Back Visa* Card. Apply and get up to a $10,000 credit limit with no Canadian credit history needed.ⓘ
Get ready to start banking
What you'll need to know
Apply if you're within 12 months of your arrival date. Grab your passport and take a selfie before you start your application. Learn about applying for foreign workers or permanent residents before arriving. Opens in a dialog.
Apply and set up your account
Once you submit your application, we'll get back to you within 2 business days to confirm your account details and one-time transfer instructions.
Transfer your funds and next steps
Your account is almost ready. Transfer between $1,000 and $50,000 from an account in your name. Once you’re here, we’ll mail your debit card to you. Activate it by calling us at 1-888-723-8881 Opens your phone app..
If you're an international student, you can apply for the International Student GIC Program.
Collect the right documents
If you've arrived in the last 5 years, you can still apply online. Grab your passport and take a selfie before you start your application. Learn about applying for foreign workers or permanent residents after arriving. Opens in a dialog.
Apply online and transfer your funds
We'll process your application within 2 business days. Then you can transfer between $1,000 to $50,000 CA from your account abroad.
Start banking with your new account
We'll mail your debit card to your Canadian address. When you get your card, activate it by giving us a call at 1-888-723-8881 Opens your phone app..
If you're an international student, you can apply for the International Student Deposit Program.
Get $125 for referring a newcomer to bank with Simplii ⓘ
Refer a friend and earn $125 when they open an eligible account using your referral link. Plus they’ll also get $50 as a welcome bonus when they send their one-time transfer and activate their No Fee Chequing Account ⓘ Ask your friend to include your email address on their application under “Referral Details.”
More ways we make banking simple
We know your time is valuable. We've made it easy to transfer money between accounts, pay bills and deposit cheques right on your phone with the Simplii Financial Mobile Banking App.
Your security is our priority. We use leading-edge technology to make sure your money and personal information are always safe. Plus we're backed by CIBC, one of our top banks.
With 3,400 CIBC ATMs across Canada, take out your cash any time and pay no withdrawal fee.
Chat with us or give us a call 24/7. We're here to help you reach your financial goals and find easier ways to manage your money.
Introducing Bags 2 Riches
Looking for a little inspiration?
These superstars moved to Canada — and made their dreams come true. Learn a lesson or two from their success stories, presented by Simplii.
We're here to listen
Complete this form to tell us how we can help. We'll try to get back to you in one business day. Don't include any personal information, like your bank account number, in the message box.
Give us a call 24/7 toll-free
From Canada and abroad: 1-855-236-4272 Opens your phone app.
From India: 1-800-121-661-661 Opens your phone app.
From China: 400-120-0660 Opens your phone app.
Email your general questions
We'll get back to you within one business day.
newcomer@simplii.com Opens your email app.
Your questions answered
Want to know our banking vocabulary? Learn about some commonly used words in Canada with our glossary of common banking terms.
Apply for more products with us
Budget for bigger purchases with lower interest rates when you apply for a personal loan or line of credit.
Buying your first home in Canada is a big step. Let our mortgage specialists guide you through the process so you can secure your dream home.
Banking with us isn't just about saving fees. Earn cash rewards or get special rates for your accounts with our special offers.