Once you submit your application, we'll get back to you within 2 business days to confirm your account details and one-time transfer instructions.
Transfer your funds and next steps
Your account is almost ready. Transfer between $1,000 and $50,000 from an account in your name. Once you’re here, we’ll mail your debit card to you. Activate it by calling us at 1-888-723-8881 Opens your phone app..
Get $50 when you refer a friend — it's our way of saying welcome ⓘ
Refer a friend and you'll both earn $50 once they send their one-time transfer and activate their No Fee Chequing Account. You don't have to be a Simplii client to qualify for this offer. Ask your friend to include your email address on their application in the “Referral Details” section.
More ways we make banking simple
Our award-winning servicesⓘ can help you ease into your new life.
Bank anywhere, any time on your mobile device
We know your time is valuable. We've made it easy to transfer money between accounts, pay bills and deposit cheques right on your phone with the Simplii Financial Mobile Banking App.
Apply for the New to Canada Banking Program up to 12 months before you arrive in Canada, or up to 5 years after you arrive in Canada.
No. You can only make one international wire transfer before you arrive in Canada and activate your account. You must transfer those funds from an account in your name. But once you're here, you can receive money, send global money transfers, and pay bills as often as you like.
What's a debit card?
A debit card links directly to your bank account. You use it to pay for things, and money is immediately taken out of your account with no interest charges. It's like carrying cash. You typically can’t spend more money than you have in your account.
What's a credit card?
A credit card is like a loan. You borrow money to buy things, then pay for them later. At the end of each billing cycle, you'll get a bill for your purchases plus any interest or fees. Credit cards are useful for online shopping, making reservations or covering big expenses. When used wisely, your credit card can help you build your credit score in Canada.
Absolutely. We'll mail your debit card to your Canadian address within 5 business days after your tentative arrival date. Before you can use your debit card, activate it by following the instructions included with the card and calling 1-888-723-8881 Opens your phone app..