Important information! If you accepted a promotional interest rate offer or have a loan or GIC set to renew, we will send notices 21 and 5 days before expiry. Notices are usually sent via email if you’ve provided us with your email address. You can update your delivery preferences at any time by using the chat feature or calling us.

Designed to help you save money for a wide range of goals — not just retirement

You get competitive interest rates and there is no need to keep a minimum balance.

Contributions are not tax-deductible, but all the interest and income earned is tax-free. Any money you withdraw is tax-free too.

Unlike a Registered Retirement Savings Plan, you don’t need to close your account when you reach a certain age.

If saving for retirement is what you are looking to do, then an RRSP may also be appropriate for your needs.

  • Get competitive interest rates without having to keep a minimum balance
  • Earn interest on every hard-earned dollar without paying any tax 
  • There’s no monthly fees, fixed terms or minimum deposits to open your account
  • Save for specific long- and short-term goals and grow your money

Ready to open a TFSA?

You can apply by logging onto your online banking or call us at 1-888-723-8881 Opens your phone app..


Interest is calculated on the daily closing balance and is paid into your account monthly.
Rates subject to change.

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