Already Have a Mortgage with Simplii Financial?


Make additional payments at maturity without restrictions and prepayment charges.

Renew your mortgage early and take advantage of our great rates. No added charges.

Make the switch from variable to a fixed mortgage of 3 years or greater at any time during your term.

Our mortgage specialists are here for you

They'll help you understand the renewal process and find a mortgage that's right for you. Call us at 1-888-866-0866 Opens your phone app.

Access up to 80% of your home’s appraised value

Pay other bills

Renovate your home

Grow your wealth


Prepay and own your home sooner

Make payments of up to 20% of your original mortgage amount per year without prepayment charges. Applies to fixed rate mortgages with at least a 2-year term or on variable rate mortgages. Adjust your schedule to squeeze in more payments or increase the amount of payments. You'll save on interest and become mortgage-free sooner.

Get support with your mortgage payments

Are you having trouble making your mortgage payments? We can help. Choose from short-term and long-term options to help get your payments back on track.

To learn more and find the best solution for you, explore our mortgage relief options.

Thinking of moving on? Let's talk.

We know life happens. There might be a few reasons you may need to break your mortgage:

  • Sell your property
  • Transfer your mortgage


If you break your mortgage, you'll have to pay a prepayment charge. To find out which mortgage transactions may result in a charge, explore our prepayment options.

Staying with Simplii has its benefits. Call one of our mortgage specialists and chat about how we can make your experience better.

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