Welcome offer

Earn $350 when you become a new client

Conditions apply. Offer ends July 31, 2022.

Limited time offer

Win one of 100 prizes via Simplii Financial™ Student Banking Contest 

You can choose either the Student Deposit Program or International Student GIC Program

For additional ways to enter, refer to the full contest rules (PDF, 155 KB) Opens in a new window. .

Ready to take the next big step? We're right there with you

We'll set you up with a GIC Program of minimum $10,000 to maximum $20,000 CA so you can meet the GIC requirements for the SDS program. You can do this online to save time. 

Apply for an account in just 5 minutes from the comfort of home. We usually process your application on the same day.

Open a no-fee chequing account and transfer funds before you arrive. It's easier than travelling with large sums of money.

Citizens from the following countries can apply

United States of America
Show all countries

How it works

You don't have to be in Canada to get started. Make sure you have your passport handy to complete the online application.

This program is not offered to students attending schools in the province of Quebec.

Send between $10,000 and $20,000 CA to your account using your preferred currency — with no service fees.

We’ll keep your money safe until you get here and send you the documents you need for your SDS application.

Your debit card will be mailed to your Canadian address on your tentative arrival date. After you receive your debit card, you can activate it by following the instructions included with the card and calling Opens your phone app.1-888-723-8881 Opens your phone app..

Access $2,000 from your new account right away. We'll invest the rest of your money into a 1-year GIC Program. You'll get the full amount back plus interest in 11 equal payments over the year.

Why choose Simplii Financial?

Apply for this program, track your progress and access your banking information online or on your phone anywhere, any time.

Tell me more about banking Simplii

Your security is our priority. We use leading-edge technology to make sure your money and personal information is always safe. It's our job.

Tell me more about your Online Security Guarantee

Banking shouldn't be difficult. We'll help you manage your money and reach your financial goals with ease.

Tell me more about Simplii

Get $50 for you and a friend when you arrive in Canada

Refer a friend and you’ll both get a $50 bonus when they transfer money to a Student GIC. Ask your friend to include your email address on their application under “Referral Details.” Ready to refer a friend? Apply now for the Simplii International Student GIC Program. Opens in a new window.

Your International Student GIC Program questions answered

Want to know our banking vocabulary? Learn about some commonly used words in Canada with our glossary of common banking terms.

We're here to listen

Complete this form to tell us how we can help. We'll try to get back to you in one business day. Don't include any personal information, like your bank account number, in the message box.

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 Call us from anywhere at 1-855-236-4272 Opens your phone app.
Monday to Friday: 7:00 am to 8:00 pm ET

 Call us from India at 1-800-121-661-661 Opens your phone app..
Monday to Friday: 8:00 am to 11:00 pm IST
Saturday: 10:00 am to 6:00 pm IST