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Ready to take the next big step? We're right there with you
We'll set you up with a GIC Program of minimum $10,000 to maximum $20,000 CAⓘ so you can meet the GIC requirements for the SDS program. You can do this online to save time.
Apply for an account in just 5 minutes from the comfort of home. We usually process your application on the same day.
Open a no-fee chequing account and transfer funds before you arrive. It's easier than travelling with large sums of money.
Make the most of student life
Don't worry about banking fees or foreign currency processing fees.ⓘ We'll pick up the tab so you can put more money towards your studies. It's always better when it's free.
Pay for expenses and build your credit. Apply for a Simplii Financial Cash Back Visa* card with a $1,000 credit limit — no credit check required.
With 3,400 CIBC ATMs across Canada, withdraw money anytime close to campus and pay no withdrawal fee.
Citizens from the following countries can apply
How it works
You don't have to be in Canada to get started. Make sure you have what you need to complete the online application:
Your passport
Your letter of acceptance (as a PDF or JPG)
The name of the campus you'll be attending
This program is not offered to students attending schools in the province of Quebec.
Send between $10,000 and $20,000 CA to your account using your preferred currency — with no service fees.ⓘ
We’ll keep your money safe until you get here and send you the documents you need for your SDS application.
Your debit card will be mailed to your Canadian address on your tentative arrival date. After you receive your debit card, you can activate it by following the instructions included with the card and calling Opens your phone app.1-888-723-8881 Opens your phone app..
Access $2,000 from your new account right away. We'll invest the rest of your money into a 1-year GIC Program. You'll get the full amount back plus interest in 11 equal payments over the year.
Why choose Simplii Financial?
Apply for this program, track your progress and access your banking information online or on your phone anywhere, any time.
Your security is our priority. We use leading-edge technology to make sure your money and personal information is always safe. It's our job.
Banking shouldn't be difficult. We'll help you manage your money and reach your financial goals with ease.
Get $25 for you and a friend when you arrive in Canadaⓘ
Refer a friend and you’ll both get a $25 bonus when they transfer money to a Student GIC. Ask your friend to include your email address on their application under “Referral Details.” Ready to refer a friend? Apply now for the Simplii International Student GIC Program. Opens in a new window.
Your International Student GIC Program questions answered
We're here to listen
Complete this form to tell us how we can help. We'll try to get back to you in one business day. Don't include any personal information, like your bank account number, in the message box.
Call us from anywhere at 1-855-236-4272 Opens your phone app..
Monday to Friday: 7:00 am to 8:00 pm ET
Call us from India at 1-800-121-661-661 Opens your phone app..
Monday to Friday: 8:00 am to 11:00 pm IST
Saturday: 10:00 am to 6:00 pm IST