• You have an Auto 6 or Auto 12 (Convertible) mortgage. It may be prepaid only on sale, with a prepayment charge of 1% of the outstanding balance.
  • You have a fundamental mortgage. It may be prepaid only after the 3rd anniversary of the interest adjustment date (IAD), with a prepayment charge of 3 months interest at your mortgage rate plus any discount received.
  • Your mortgage is beyond its 5th anniversary. The prepayment charge would be 3 months interest at your mortgage rate.
  • You have a cash back mortgage product.
  • The remaining term of your mortgage is 66 months or longer.

If you have any questions, please call us at 1-888-866-0866 Opens your phone app..

  • You have an Auto 6 or Auto 12 (Convertible) mortgage. Partial prepayment cannot exceed the annual privilege (10% for Auto 6, 20% for Auto 12).
  • You have a fundamental mortgage. Partial prepayment cannot exceed 10% of the original principal amount. The prepayment charge is 3 months interest at your mortgage rate, plus any discount received. Partial prepayment can be made only on an anniversary of the interest adjustment date (IAD).
  • Your mortgage is beyond its 5th anniversary.
  • You have a cash back mortgage product.
  • The remaining term of your mortgage is 66 months or longer.

If you have any questions, please call us at 1-888-866-0866 Opens your phone app..

Do you want to pay all or part of your mortgage?

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