Mortgages home

Don't use this calculator if:

  • You have an Auto 6 or Auto 12 (Convertible) mortgage. It may be prepaid only on sale, with a prepayment charge of 1% of the outstanding balance.
  • You have a fundamental mortgage. It may be prepaid only after the 3rd anniversary of the interest adjustment date (IAD), with a prepayment charge of 3 months interest at your mortgage rate plus any discount received.
  • Your mortgage is beyond its 5th anniversary. The prepayment charge would be 3 months interest at your mortgage rate.
  • You have a cash back mortgage product.
  • The remaining term of your mortgage is 66 months or longer.

If you have any questions, please call us at 1-888-866-0866. Opens your phone app.

Don't use this calculator if:

  • You have an Auto 6 or Auto 12 (Convertible) mortgage. Partial prepayment cannot exceed the annual privilege (10% for Auto 6, 20% for Auto 12).
  • You have a fundamental mortgage. Partial prepayment cannot exceed 10% of the original principal amount. The prepayment charge is 3 months interest at your mortgage rate, plus any discount received. Partial prepayment can be made only on an anniversary of the interest adjustment date (IAD).
  • Your mortgage is beyond its 5th anniversary.
  • You have a cash back mortgage product.
  • The remaining term of your mortgage is 66 months or longer.

If you have any questions, please call us at 1-888-866-0866. Opens your phone app.

Do you want to pay all or part of your mortgage?

$
Enter a value between $1 and $1,000,000,000.
 
 
 
$
Enter a value between $1 and $1,000,000,000.
$
Enter a value between $1 and $10,000,000 (amount will be less than your current balance).
Select your mortgage maturity date. If you entered your mortgage date, make sure the date is within the next 25 years.
  
Enter a value between 1 and 10 years.
 
Enter a product name.
  %
Enter a value between 0.001% and 99.999%.
  %
Please enter a value between 0% and 99.999%.
 
$
Enter a value between $1 and $1,000,000,000.
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