Enjoy peace of mind with us

120
rate guarantee† on select fixed rate mortgages

20%
annual prepayment privileges on mortgages with a term of 1 year or longer

25%
annual increase of payment amount on fixed rate mortgages with a term of 1 year or longer

Interested in a variable rate? Increase the payment each year to any amount as long as the amortization isn't reduced to less than 5 years.

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 Special offer

 

Choose between our fixed and variable rate mortgages

Fixed rate mortgages

Term

Special rate§

2.94%

APR

2.96%


When to choose fixed

  • You want the comfort of a predictable payment
  • You want the options of 2- to 10-year terms
  • You want peace of mind by locking in a specific mortgage term and rate

Applies only to new mortgages of owner-occupied properties with an amortization of 25 years or less.

Variable rate mortgages

Term

Special rate§

3.20%

APR

3.22%


When to choose variable

  • You're comfortable knowing that your payment amount may change if interest rates change
  • You want the option to convert to fixed if rates go up
  • You think interest rates won't increase

Applies only to new mortgages of owner-occupied properties with an amortization of 25 years or less.

Annual Percentage Rate (APR) is the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.

Get ready to apply

Learn what happens behind the scenes and what you need to get started. We're here to guide you every step of the way.

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Calculate your costs

We'll help you figure out your monthly payments and how much mortgage you can afford. 

Our calculators use the posted rates rather than special rates. Call us anytime.

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"Providing a knowledgeable, friendly and efficient approach while assisting you to achieve your mortgage goals is my top priority."
 
Brian I., Mortgage Specialist