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Enjoy peace of mind with us
120
rate guaranteeⓘ on select fixed rate mortgages
20%
annual prepayment privileges on mortgages with a term of 1 year or longer
25%
annual increase of payment amount on fixed rate mortgages with a term of 1 year or longer
Interested in a variable rate? Increase the payment each year to any amount as long as the amortization isn't reduced to less than 5 years.
Special offer Get up to $3,000 cash bonus when you buy a new home or switch your mortgage. Tell me more
Choose between our fixed and variable rate mortgages
Fixed-rate mortgages
When to choose fixed
- You want the comfort of a predictable payment
- You want the options of 2- to 10-year terms
- You want peace of mind by locking in a specific mortgage term and rate
Applies only to new mortgages of owner-occupied properties with an amortization of 25 years or less.
Variable rate mortgages
When to choose variable
- You're comfortable knowing that your payment amount may change if interest rates change
- You want the option to convert to fixed if rates go up
- You think interest rates won't increase
Applies only to new mortgages of owner-occupied properties with an amortization of 25 years or less.
Annual Percentage Rate (APR) is the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same.
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