Variable Rate Loans

Your payments change as prime rates go up and down.

For information about our variable loan rates‡, ◊, call us at Opens in your phone app.1-888-723-8881.

Interest is calculated on the daily closing balance and is charged to your personal loan account at month-end.

Fixed Rate Loans

Pay the same interest rate throughout the entire term.

On all outstanding balances 
Competitive fixed rates

For more information about our fixed rate loan rates, call us at Opens your phone app.Opens your phone app.Opens your phone app.1-888-723-8881Opens your phone app. .

Interest is calculated on the daily closing balance and is charged to your personal loan account at month-end.

 Your rate will depend on your credit position. All credit products are subject to credit approval. Some conditions and restrictions apply; ask for details.

 Rate based on CIBC prime. Prime means the variable interest rate declared by CIBC from time to time to be the CIBC prime rate for Canadian Dollar loans made by CIBC in Canada. CIBC prime rate is subject to change. Your rate will vary whenever CIBC prime rate varies or whenever we change your variable interest rate in our sole discretion.