Accessibility links

Skip to Sign On
Skip to content
Skip to local navigation
Skip to chat

Join Simplii

New clients earn up to $450^{†, ‡} after their first Global Money Transfer

New!

Send money to your loved ones faster and easier with Visa Direct. All you need is their Visa card number.

CONDITIONS APPLY. LIMITED TIME OFFERS.

Open an account

Here’s how to score big

Open a No Fee Chequing Account online today. Within a few days, you can sign on to online or mobile banking and send your first Global Money Transfer.

Earn $400^†

when you open a No Fee Chequing Account and set up eligible direct deposits

Offer available to new clients.
Conditions apply. Offer ends October 31, 2024.

No monthly fees, no minimum balance
Free access to all CIBC ATMs across Canada
Free unlimited Interac e-Transfer^® transactions
A debit card that works anywhere Mastercard^® is accepted — online and abroad

Open an account

Earn 50^‡

after you send your first Global Money Transfer using promo code GMTEVENT

Conditions apply. Offer ends October 31, 2024.

Send money to over 130 countries — without transfer fees

Send up to $50,000 CAD in a day. We’ll get it there fast.

No transfer fees

Save money every time you send cash abroad.

Great rates

Make your money go further, anywhere you send it.

Fast delivery

Get your money there in as little as 30 minutes.

New! Send to a Visa card

Send money straight to an eligible Visa debit or credit card.

New!

All you need is their Visa card number

Send an international money transfer directly to an eligible Visa debit or credit card in over 80 countries.

Debit cards will receive your money in as little as 30 minutes and credit cards in 24 to 48 hours.

Sending money in U.S. dollars?

Now you can send money to even more places. Transfer U.S. dollars to 62 countries quickly and with no transfer fees.

Simplii Financial is a division of CIBC, a CDIC member
CDIC Deposit Insurance Information Opens in a new window.

^† The Simplii Financial No Fee Chequing Account $400 offer (the “Offer”) begins on March 1, 2024 at 12:01 am ET and ends on October 31, 2024 at 11:59 pm ET (the “Offer Period”). The Offer consists of a $400 cash reward (the “Cash Reward”) to qualifying primary account holders for opening and using a new Simplii Financial No Fee Chequing Account (the “New Account”) and complying with the following requirements.

1. Eligibility

This Offer is open only to Canadian residents who: (i) have reached the age of majority in their province of residence and (ii) have not held a Simplii Financial product as the primary account holder on or before August 31, 2023. This Offer can be combined with all other offers unless otherwise indicated. Individuals who meet the foregoing eligibility requirements and otherwise comply with these Terms are referred to as “Eligible Client(s).”

2. Offer requirements

To qualify for the Offer and receive the Cash Reward, an Eligible Client must:

i. open a New Account as the primary account holder during the Offer Period. This must be the Eligible Client's first New Account opened as the primary account holder during the Offer Period;

ii. within 120 days from the date the New Account is opened, set up one or more Eligible Recurring Direct Deposits totaling at least $100 of deposits per month into the New Account; and

iii. have such Eligible Recurring Direct Deposit(s) credited to the New Account for at least three (3) consecutive months within the above 120-day time period.

“Eligible Recurring Direct Deposits”: Most automated and recurring direct deposits are eligible. Examples of common recurring direct deposits include: payroll, pension direct deposits, old age security, disability payments, and governmental deposits, such as employment insurance. For further details and to confirm whether an automated and recurring direct deposit qualifies for the Offer, consult with a Simplii Financial representative.

3. Payment of Cash Reward

If an Eligible Client qualifies to receive the Cash Reward, the Cash Reward will be directly deposited to the New Account within three (3) business days of all offer requirements being fulfilled. For example, a qualifying Eligible Client who opened a New Account on March 1, 2024 and completed all required Eligible Recurring Direct Deposits by May 15, 2024 will receive the Cash Reward by May 20, 2024. The New Account must remain active and in good standing at the time the Cash Reward is deposited.

4. Additional limitations and conditions

The Cash Reward must be accepted as awarded and is not transferable or assignable. No Cash Reward substitutions will be permitted. Limit of one Cash Reward per Eligible Client no matter how many New Accounts are opened. For joint accounts, only one Cash Reward is available per Account. The recipient of the Cash Reward is solely responsible for any tax consequences associated with their receipt thereof.

The Offer is subject to the terms and conditions of the Simplii Financial Products and Services Agreement. Simplii Financial reserves the right to cancel or change the terms of the Offer at any time without notice, for any reason, and to revoke the Offer from any customer who appears to be manipulating or abusing the Offer, or is engaged in any suspicious/fraudulent activity.

In the event of any discrepancy or inconsistency between the terms and conditions as provided in these Terms and disclosures or other statements contained in any Offer-related materials, including, but not limited to television, print or online advertising, the terms and conditions of these Terms shall prevail, govern and control to the fullest extent permitted by law.

^‡To qualify, use promo code GMTEVENT to send your first Simplii Financial Global Money Transfer™ (“GMT”) using online or mobile banking from your Simplii Financial No Fee Chequing Account, Simplii Financial Personal Line of Credit, Simplii Financial Secured Line of Credit, Simplii Financial USD Savings Account or pay using your Simplii Financial Cash Back Visa card. You will receive $50 CAD credited in the account from which you sent the GMT within 6 weeks. Offer runs from January 9, 2024 until October 31, 2024 and can be changed or cancelled at any time without notice. Limit, one cash back offer per person per account including joint bank accounts. Simplii Financial Global Money Transfer Service foreign exchange rates apply to all transfers.