Get the savings account that fits every version of you

No monthly fees eating away at your savings

No transaction fees stopping you from making moves

No minimum balance required — save big or small, it’s up to you

No term limit locking your money in the account — access it whenever

But how do you get that 4.25% interest rate?

Step 1.

Open a High Interest Savings Account right now

Step 2.

Fund your account however you want

Step 3.

Enjoy 4 months of 4.25% interest, just like we promised

Ways to fund

  • Arrange an EFT or wire transfer
  • Deposit a cheque using our mobile banking app
Step 1.

Open a High Interest Savings Account in your first 60 days of joining Simplii — offer ends Sep. 30, 2025

Step 2.

Fund your account however you want

Step 3.

Enjoy 4 months of 4.25% interest, just like we promised

Ways to fund

  • Set up an Interac e-Transfer® to an eligible account, then move that money to your savings
  • Arrange an EFT or wire transfer
  • Deposit a cheque using our mobile banking app
  • Transfer money from an eligible Simplii account

Interest rates

When your special rate is gone, you’ll still earn a competitive interest rate on your savings.

If your account balance is: Annual rate

$0.00 to $50,000.00

0.30%

$50,000.01 to $100,000.00

0.50%

$100,000.01 to $500,000.00

0.60%

$500,000.01 to $1,000,000.00

0.75%

$1,000,000.01 and up

1.50%

Interest is calculated by multiplying the daily interest rate by the daily closing balance of your account and is paid into your account monthly. The daily interest rate is based on the applicable annual rate. Rates are subject to change without notice.

Start your 4 months of big interest right now

Open a High Interest Savings Account, get your special rate and start saving your way. 4.25% interest won’t last forever, so act fast!

But wait, there’s more!

A Simplii Financial Debit Mastercard®.

Welcome offer

Earn $300 with a No Fee Chequing Account

New to Simplii? Earn $300 when you open our chequing account and set up 3 direct deposits of at least $100. Offer ends October 31, 2025. Terms apply.

Special offer

Earn up to 8% cash back with every bite

Get a Simplii Cash Back Visa* Card and double your cash back in your first 3 months at restaurants, bars and coffee shops. That’s up to $80 in cash back! Terms apply.

Your questions answered


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