Meet your account match

Finally a chequing account that checks all the boxes.

 

No fee daily banking and Interac e-Transfer®. No minimum balance. Enjoy unlimited debit purchases, bill payments and withdrawals.

Use your debit card everywhere, anywhere. Shop online and in-store across Canada and globally wherever Debit Mastercard® card is accepted.

Easily set up direct payroll deposits and access your money right away.

Overdraft protection. If you need it, we got it. Get peace of mind on temporary cash shortages and always know we’ve got your back.

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The proof is in our Google reviews

A Google review of 4.8 stars from a loyal Simplii customer that reads: I have been with Simplii Financial a long time. I have and continue to be very pleased with their customer service in all aspects.

How to redeem the offer

1.

Apply for a new Simplii Financial No Fee Chequing account as the primary account holder by January 31, 2027.

2.

Set up recurring direct deposits within 150 days of opening the chequing account and contribute at least $100 per month for 4 consecutive months. These can include your paycheque, pension, government benefits, social assistance or employment insurance direct deposits.

3.

Your cash reward will be directly deposited to the new chequing account within 3 business days of all offer requirements being fulfilled.

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A mobile phone showing the Simplii Financial app accounts dashboard. A Simplii Financial Debit Mastercard overlays on top.

New offer

Earn up to 20% cash back with our Cash Back Visa* Card◇

Earn up to $100 in the first three months when you spend up to $500 on eligible gas, grocery and drugstore purchases, and pre-authorized payments.◊

Learn more   about our Cash Back Visa* Card.

Special offer

Grow your savings with our High Interest Savings Account

Earn 4.60% interest on eligible deposits for 5 months.† No matter what you’re saving for it’s easier with us. Terms apply. Offer ends October 31, 2026.

Tell me more    about this High Interest Savings Account offer.

FAQ

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Simplii Financial is a trade name of CIBC. CIBC is a member of CDIC. Deposits made with Simplii Financial do not benefit from additional or separate CDIC deposit insurance coverage from CIBC. Eligible deposits made with Simplii Financial are aggregately protected with eligible deposits held at CIBC up to the maximum amount of deposit insurance coverage provided by the CDIC.
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