Why join Simplii

Man getting out of bed

Banking doesn’t have to be complicated. We offer you easy ways to manage your money and help reach your financial goals.

Woman sitting on the floor and using a smartphone

Use your computer, mobile device or any CIBC ATM to bank at your convenience. Your money is always where you are.

A woman looking at her phone in delight

Simplified banking is our promise to you. There are some people who like what we do as well.
Check out our awards

Start banking with us


Earn great rates on every dollar, with no minimum balance required


Access funds when you need them and pay interest only on what you use


Earn 4% cash back at restaurants and bars 



Find a mortgage option that suits your budget and lifestyle


Access funds when you need them and pay interest only on what you use




Be protected when unexpected things happen

To apply, call us at 1-888-723-8881.


To apply, call us at 1-888-723-8881.



Start with as little as $100 and earn a guaranteed rate




To apply, call us at 1-888-723-8881.


Services that suit your needs

Send, request and receive money for free, quickly and securely.

Learn about Interac e-Transfer

Pay tuition and take care of loved ones around the world with $0 transfer fees.

Learn about Global Money Transfer

Order foreign currency online and get it delivered free to your home or nearest Canada Post office.

Learn about Foreign Cash

Use your Simplii online banking login to sign on to over 80 Government of Canada sites.

Learn about SecureKey Concierge

Bank your way

24 hours a day

Bank online, on your mobile device or at any CIBC ATM. Need help? Our call centre is always open.

Learn how to bank Simplii

Pay for stuff with your phone

No more digging around for coins or cards. Just tap your phone to pay.

Learn about mobile payment

Have questions?

You may experience longer than normal wait times due to a higher volume of calls.