Why join Simplii

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Use your computer, mobile device or any CIBC ATM to bank at your convenience. Your money is always where you are.

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Simplified banking is our promise to you. There are some people who like what we do as well.

Check out our awards

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After you start banking with us, invite your friends to join Simplii and we’ll give you $50 for every friend who joins. Plus your friends get $50 too.ⓘ 

Tell me more about the Simplii Refer-a-Friend offer.

We’re always working on new ways to improve your digital banking experience. Explore some of our new and upcoming features.

Tell me more about the Simplii Refer-a-Friend offer.

Make someone's day with a Simplii Financial™ Visa* Digital Gift Card

NEW Whether it's a birthday or holiday, create an unforgettable experience with a digital gift card that fits any lifestyle. Send one at any time so you'll never miss a special moment.

Start banking with us

Meet your SDS (Student Direct Stream) study permit requirements with our no-fee GIC Program

Apply now for the International Student Banking Offer. Opens in a new window.

Start your life in Canada with our No Fee Chequing Account and Visa* credit card

Apply now for the New to Canada Banking Program. Opens in a new window.

Earn student benefits with our No Fee Chequing Account and Cash Back Visa* card

Apply now for the Student Banking Offer. Opens in a new window.

Earn great rates on every dollar, with no minimum balance required

Apply now for a High Interest Savings Account. Opens in a pop-up.

Access funds when you need them and pay interest only on what you use

Apply now for a Personal Line of Credit. Opens in a pop-up.

Earn great rates on every dollar, with no minimum balance required

Apply now for a High Interest Savings Account. Opens in a pop-up.

Grow your U.S. dollar savings

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Earn 4% cash back at restaurants and barsⓘ 

Apply now for the Simplii Financial Cash Back Visa Card. Opens in a dialog.

Tell me more about becoming a Simplii client. Opens in a pop-up.

Find a mortgage option that suits your budget and lifestyle

Apply now for a Simplii Financial mortgage. Opens a new window in your browser.

Whether you’ve graduated from medical school or you’re starting a new life in Canada, our special mortgage programs are tailored to you. Make your home purchase a reality.

Explore your options

Access funds when you need them and pay interest only on what you use

Apply now for a Personal Line of Credit. Opens in a pop-up.

Be protected when unexpected things happen

To apply, call us at 1-888-723-8881Opens your phone app..

To apply, call us at 1-888-723-8881Opens your phone app..

Start with as little as $100 and earn a guaranteed rate

Sign on to apply for a GIC. Opens a new window in your browser.

To apply, call us at 1-888-723-8881Opens your phone app..

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Services that suit your needs

Send, request and receive money for free, quickly and securely.

Learn about Interac e-Transfer

Pay tuition and take care of loved ones around the world with $0 transfer fees.ⓘ 

Learn about Global Money Transfer

Order foreign currency online and get it delivered free to your home or nearest Canada Post office.

Learn about Foreign Cash

Use your Simplii online banking information to sign on to over 80 Government of Canada sites.

Learn about Government Sign-In by Verified.Me

Send a personalized digital gift card for free today.

Learn about Digital Gift Cards Opens in a new window.

Bank your way

24 hours a day

Bank online, on your mobile device or at any CIBC ATM. Need help? Our call centre is always open.

Learn how to bank Simplii

Pay for stuff with your phone

No more digging around for coins or cards. Just tap your phone to pay.

Learn about mobile payment

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Have questions?

You may experience longer than normal wait times due to a higher volume of calls.