By Andrew Seale

A cozy baby’s room

Sure, it was simple in theory. You sign up for benefits by paying self-employed EI premiums ($1.66 per $100 of insurable earnings in 2018), then 12 months after paying in, you're eligible to collect. The caveat is that once you opt in, you pay premiums throughout your freelance career, even if it ends up being more than you received during your leave.

1. How much parental leave do we want to take?

2. How will newborn expenses impact our budget?

3. What will it look like when we go back to work?

4. Where would we put the funds?

Andrew Seale

Written by
Andrew Seale

Andrew is a Toronto-based freelance journalist drawn to stories about people and the things they do through the lens of finance, entrepreneurship and travel.