Simplify your mortgage and take advantage of great rates.

2 year

3.09%

3 year

3.49%

4 year

4.09%

Special** 4 year fixed

3.29% (3.31% APR)

5 year

4.54%

7 year

4.89%

10 year

5.80%

See more rates

Managing mortgages

Prepayment options

Become mortgage free sooner with flexible prepayment options that are available on most Simplii Financial mortgages. 

  • You can make lump sum payments of up to 20% of your original principal each year
  • Once each mortgage year, you can increase your scheduled payments by up to 25% of the payment amount you selected when you entered or last renewed the mortgage. 

Find out more >

Creditor Life Insurance for Simplii Financial Mortgages

Creditor Life Insurance for Simplii Financial Mortgages helps provide you comfort in knowing your family home will be protected in the event you pass away. Simply put, Creditor Life Insurance is an affordable way to help protect one of your largest financial obligations.

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