Renewing Your Mortgage | Simplii Financial

Renewing comes with its perks

We've made renewing your mortgage a walk in the park

It's easy to renew your mortgage when there are competitive rates, flexible payments and convenient features that you're used to.

Competitive interest rates for both fixed or variable

The help from a dedicated Mortgage Specialist

Prepayment options

You have the chance to become mortgage free sooner. Prepay as much of your mortgage as you’d like without restrictions or prepayment charges. If you have any questions, you can always call us at 1-888-866-0866.

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Early renewal

You may be eligible for our early renewal offer. This offer allows you to renew your mortgage up to 120 days in advance of the end of your term—that means you can take advantage of current posted rates and renew your outstanding balance early without prepayment charges.

If you have any questions, or you’re ready to renew, call us at 1-888-712-7315.
Renewing at maturity

If you’re waiting until the end of your term to renew your mortgage, you’ll be eligible to receive the lower of the posted rate—30 days prior to maturity or the posted rate on your maturity date. Even if rates increase, don’t worry, you’ll be given our lower between the two rates*.

If you have any questions, or you’re ready to renew, call us at 1-888-712-7315.

*Some conditions apply; ask for details.

Term	Rate	Special Rates**
2 year fixed	RDS%rate[1].fixed_rate.Published(2_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%	3.09%¹
3 year fixed	RDS%rate[1].fixed_rate.Published(3_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%	2.89%²
4 year fixed	RDS%rate[1].fixed_rate.Published(4_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%	2.89%³
5 year fixed	RDS%rate[1].fixed_rate.Published(5_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%	2.94%⁴
7 year fixed	RDS%rate[1].fixed_rate.Published(7_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%
10 year fixed	RDS%rate[1].fixed_rate.Published(10_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%
5 year variable	RDS%rate[1].variable_rate.Published(5_year,NA-99999.99,variable_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%	3.20%⁵