Medical Professional Program

This program is for recent graduates from the medical or dental professions requesting to purchase a home who have not yet reached their full income potential.

Main benefit of the program

Boosts your income potential to increase affordability in the housing market.

How to qualify for the program

  • You have recently graduated from medical or dental school
  • You have been a doctor or dentist for 3 years or less

What you need to apply

  • Proof that you graduated from medical or dental school in the last 3 years
  • A copy of your licence to practise medicine or dentistry
  • Minimum deposit of 20% of purchase price
To apply, contact one of our mortgage specialists.

Resort Lending Program

This program is for clients who are looking to finance a residential resort community property.

Main benefit of the program

You will have the ability to finance holiday homes.

How to qualify for the program

You are looking to purchase a property in a residential resort community that meets the resort community requirements

What you need to apply

  • Canadian income and employment verification
  • 20% deposit and closing costs

Rural Lifestyle Program

This program is for clients who want to buy a home on a large plot of land. 

Main benefit of the program

You will be able to finance larger properties.

How to qualify for the program

Purchases of homes on plot sizes between 1 and 200 acres

What you need to apply

  • Canadian income and employment verification
  • 20% deposit and closing costs

New Canadian Program

This program is intended to assist clients who have lived in Canada for less than 5 years and generate Canadian income.

Main benefit of the program

Lets you use alternative methods of validating credit history.

How to qualify for the program

  • You have lived in Canada for less than 5 years
  • You are a client of the Simplii Newcomer or International Student Banking Offer program

In addition, you have one of the following:

  • A permanent resident card
  • A confirmation of permanent resident letter
  • A verification of status document

What you need to apply

  • Canadian income and employment verification
  • 20% deposit and closing costs

Work Permit Program

This program is intended to assist foreign workers in purchasing a residential property in Canada. A foreign worker does not have Canadian immigration status however must have a work visa that allows them to work in Canada.

Main benefit of the program

Lets you use alternative methods of validating credit history.

How to qualify for the program

You have a Canadian Work VISA and Temporary Residence VISA

What you need to apply

  • Canadian income and employment verification
  • 20% deposit and closing costs

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