Save on interest payments in the long run

Red chair in a living room

 Special offer

Offer ends October 31.


5 year



All mortgage rates

Managing mortgages

Prepayment options

Pay off your mortgage faster by taking advantage of the flexible prepayment options available on most Simplii Financial mortgages. 

  • Make lump sum payments of up to 20% of your original principal each year
  • Increase payment amount to any amount provided that the amortization is not reduced to less than 5 years

Find out moreabout mortgage prepayment options

Creditor Life Insurance for Simplii Financial Mortgages

Creditor Life Insurance for Simplii Financial Mortgages helps provide you comfort in knowing your family home will be protected in the event you pass away. Simply put, Creditor Life Insurance is an affordable way to help protect one of your largest financial obligations.