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Calculate your cash back
Get your dream home and a cash back bonus to match. Based on what you borrow, there could be a reward for you:
Amount you borrow
Minimum amount: $100,000. Maximum amount: $750,000. Amount will round to the nearest $50,000.
Your cash back (You could finally shell out for that wine fridge)
How it works
cash bonus when you complete the following steps:
Apply for an eligible Simplii™ Mortgage.
Set up and make pre-authorized mortgage payments from an existing or new chequing account.
to get up to the total of $3,000† when you:
Transfer your payroll or pension direct deposits into your chequing account. Need a hand? Learn howto switch your payroll or pension direct deposits.
Apply and are approved for a credit card. Eat, drink and get cash back with the Simplii Financial™ Cash Back Visa* Card◊. Already have one? Then no worries, you’re all set.
How much can I afford?
A house is a home, no matter the size. Use our calculator‡ to help you stay on budget.
Rates††
Lock in a great rate with Simplii's 120-day guarantee^.
Special rate
2.74%** (2.76% APR)
Posted rate: RDS%rate[1].fixed_rate.Published(5_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%
Get a flexible rate that can help you save money on interest payments over time.
Special rate
2.35%** (2.37% APR)
Posted rate: RDS%rate[1].variable_rate.Published(5_year,NA-99999.99,variable_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%
The offer is only available for 5-year-term mortgages. Want a different term? Check out all mortgage rates
Got questions about rates? Give us a call at 1-866-674-5612 — we're here to help.
Why Simplii?
Dedicated specialists that can provide support
Work with our dedicated mortgage specialists who can help you every step of the way.
Great rates
Great interest rates mean you keep your money where it belongs, your wallet.
Flexible repayment options
Pay your way with flexible repayment options including weekly, bi-weekly, monthly or semi-monthly.
Did you know?
Did you know when you transfer your mortgage to Simplii, we'll pay the appraisal fee? Just another perk of banking with us.
Mortgage 101
Buying your first home? Our simple guide can help.
step 1. Get pre-approved
Tell us all about yourself including some personal and employment information and what you owe.
step 2. Apply
Apply online or give us a call at 1-866-674-5612. Don't worry, you're not on your own. We've got dedicated mortgage specialists who can help.
step 3. Make it official
Meet with your lawyer to sign mortgage papers. Your lawyer arranges the payment to the seller and property registration.
step 4. Get your keys and move in
Congratulations! We'll send you a welcome package with everything you need to know about your mortgage.
Ready to get started
Whether you're switching your mortgage or it’s your first place, we'll be there to help. Answer a few quick questions and one of our dedicated specialists will be in touch.