Bring home our best rates

Make your move or switch your mortgage without breaking a sweat. Plus, earn up to $4,000 bonus cash^†.

OFFER ENDS APRIL 30, 2024. CONDITIONS APPLY.

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Save with our best rates

5-year Fixed Mortgage

Posted rate: RDS%rate[1].fixed_rate.Published(5_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%

Special rate and APR^◇	6.29%
Special high-ratio rate^††	6.24%

5-year Variable Mortgage

Posted rate: RDS%rate[1].variable_rate.Published(5_year,NA-99999.99,variable_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%

Special rate and APR^◇	7.05%
Special high-ratio rate^††	7.05%

Found a better rate? Our dedicated specialists will try to match or beat it.

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Get a move on with up to $4,000^† bonus cash

Earn up to $3,750^†

Apply for an eligible 5-year fixed or variable mortgage.
Set up and make pre-authorized mortgage payments from an existing or new chequing account.

Plus earn $250^†

Transfer your payroll or pension direct deposits into your chequing account. Learn how.
Apply and are approved for a Simplii Financial™ Cash Back Visa* Card^◊. Already have one? Then no worries, you’re all set.

CASH BACK OFFER ENDS APRIL 30, 2024. CONDITIONS APPLY.

Calculate your bonus cash

Based on what you borrow, you could earn up to $4,000^†.

Cash back slider. Minimum amount: $100,000. Maximum amount: $1,000,000. Amount will round to the nearest $50,000. Enter or move the slider to the value. Use left and right or down and up arrow keys to decrease or increase the value by $50,000; Page Up and Page down to decrease or increase the value by $50,000. Use home and end keys to reach the minimum and maximum values.

Amount you borrow

Minimum amount: $100,000. Maximum amount: $1,000,000. Amount will round to the nearest $50,000.

Your bonus cash

Includes the extra $250^† you’ll get when you complete the steps noted above

Your mortgage cheat sheet

How much can I afford?

A house is a home, no matter the size. Use our calculator to help you stay on budget.

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